Privacy Policy

Protecting your privacy is important to Northwestern Bank and our employees. We
want you to understand what information we collect and how we use it. In order to
provide our customers with a broad range of financial products and services as
effectively and conveniently as possible, we use technology to manage and maintain
customer information. The following policy serves as a standard for all Northwestern
Bank employees for collection, use, retention and security of nonpublic personal
information.

What Information We Collect

We may collect "nonpublic personal information" about you from the following
sources:

	Information we receive from you on applications or other loan and account forms;
	Information about your transactions with us or others; and
	Information we receive from third parties such as credit bureaus.

"Nonpublic personal information" is nonpublic information about you that we obtain
in connection with providing a financial product or service to you. For example,
nonpublic personal information includes information regarding your account balance,
payment history and overdraft history.

What Information We Disclose

We are permitted under law to disclose nonpublic personal information about you
to other third parties in certain circumstances. For example, we may disclose
nonpublic personal information about you to third parties to assist us in servicing
your loan or account with us, to government entities in response to subpoenas, and
to credit bureaus. We do not disclose nonpublic personal information about you to
anyone, except as permitted by law.

If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

Our Security Procedures

We also take steps to safeguard customer information. We restrict access to your
personal and account information to those employees who need to know that
information to provide products or services to you. Employees who violate these
standards will be subject to disciplinary measures. We maintain physical, electronic
and procedural safeguards that comply with federal standards to guard you nonpublic
personal information.

Questions or comments on our privacy policy, please feel free to contact the bank.