CD Rates

Minimum Deposit of $1000.00 required for any term.

Interest Rates and APYs are accurate as of 01/30/12

Annual Percentage Yield (A.P.Y.)

Term	Rate	APY*
91 Day	.40%	.40%*
182 Day	.60%	.60%*
12 Month	.80%	.80%**
18 Month	.85%	.85%**
24 Month	.90%	.90%**
30 Month	.95%	.95%**
36 Month	1.00%	1.00%**

*Annual Percentage Yield will apply when interest is paid at maturity.

**Annual Percentage Yield will apply when interest is compounded monthly.
Rates and annual percentage yields are subject to change at any time.

A penalty for early withdrawal may apply.

For further information on CDs or IRAs, please contact a Customer Service Rep
near you:

Chippewa Falls	715/723-4461
Cornell	715/239-6414
Thorp	715/669-5707
Boyd	715/667-3231
Lafayette	715/723-0106
Eau Claire	715/839-8642

Certificate of Deposit Rates