Savings Options

Statement Savings - a basic account for all your needs

Health Savings Accounts - a tax-exempt account to pay medical expenses

Wiz Kids Savings - our special account for children

Holiday Club Account - stash cash for your holiday needs

Statement Savings
This account allows you to access the PULSE - ATM network . . .

No minimum balance

$1.00 maintenance fee only if average monthly balance drops below $50.00

Monthly statement -
generated only with ATM transaction (quarterly - if there is no activity)

Daily interest, compounded and credited monthly

Health Savings Accounts

A Health Savings Account (HSA) is a tax-exempt account established
exclusively for the purpose of paying or reimbursing qualified medical
expenses.

It allows individuals with a qualified "high-deductible health plan"
(HDHP) to put money into an account for future medical expenses.
This account can provide tax savings, along with peace of mind. There
are eligibility requirements and contribution limits to be considered.

An informational brochure is available at any Northwestern Bank
location. You may also call or email to request a brochure be sent
to you.

Wiz Kids Savings
Our kid's savings account designed for children up to age 14, held jointly with a parent or guardian . . .

	No minimum balance
	No maintenance fee
	Quarterly statement
	Daily interest, compounded and credited monthly
	Kids be sure to check out all the neat things on our WIZ KIDS site!!!

Holiday Club Account
Start savings for holiday expenses today! We'll send you a check in October for your balance plus interest....

	Open with only $10.00
	Deposit any amount, anytime
	Interest credited annually
	No service charges