Northwestern Bank

Ag Banking Services & Lending

Ag banking is business banking, with a special twist. Let our Ag Banking specialists help you tailor a package of services to meet your needs.

Farm Savings

Business Statement Savings

  • $2.00 maintenance fee per month (only if average monthly balance drops below $50.00)
  • Quarterly statement (monthly if any ACH transactions apply)
  • Interest compounded and credited monthly

Farm Checking

Business Truncated

A cost effective option for the business not requiring return of their cancelled checks.

  • No minimum balance
  • No monthly maintenance fee
  • Unlimited check writing
  • Monthly statement - cancelled checks NOT returned
  • $0.10 per check written
  • $0.07 per item deposited (not drawn on NB)
  • Earnings Credit - .10 per $100.00 average collected balance (this will only offset any fees charged)

Business Interest Checking

If your business is a Sole Proprietorship you are eligible for this account.

  • Tiered interest - rates increase as your balance does
  • Unlimited check writing
  • Cancelled checks returned monthly - no charge
  • $5.00 maintenance fee per month
  • $.15 per check written
  • $0.07 per item deposited (not drawn on NB)
  • Interest rates are subject to change

Keystone High Yield II

(offering Money Market rates with added benefits) Earn a higher yield on your investment of over $10,000.00 with full access anytime . . .

  • Limit of 6 transfers/withdrawls per statement cycle
  • No monthly maintenance fee
  • No per check charges
  • No charge on first 25 items deposited (not drawn on NB), additional items .07 each
  • Cancelled checks safe-kept, unless you request them returned
  • Tiered interest - "high yield" on balances of over $10,000.00
  • Interest rates are subject to change

Ag Lending

Ag Lending Commitment

Northwestern Bank specializes in Ag Lending with the most experienced Ag Lenders in Chippewa County.

Our Ag Lenders take pride in careful consideration of each Ag application and proceed with structuring your loan according to your resources and with your goals in mind.

Our philosophy is to treat each farmer as an individual and consider each situation as presented. As a farmer, your business is constantly changing and we are committed to working with these changes to provide you with the best possible customer service!

Northwestern Bank realizes that your well-being affects the well-being of our community as a whole. We are proud to be partners with many area farm families and look forward to serving you!

When you're in need of farm financing come to the ag professionals who don't leave their expertise in the office . . . Come to Northwestern Bank!

Loan Products

  • Real Estate Loans

    • Long term liability - such as: Farm land, buildings & fixtures
  • Chattel

    • Intermediate assets - such as: Livestock, machinery & equipment
  • Operating Capital

    • Short term money -such as: Crop expense, repairs & maintenance
  • Lines of Credit

    • Lines of credit available - which can be structured to your farm business needs for planned or unexpected expenditures

Our Ag Lenders welcome the opportunity to be of service to you and your farm business! Please call any of our experienced Ag Lenders:

Main Bank

(715) 723-4461
Dave Kuhlman, Vice President


(715) 669-5707
Bruce Westphal, Assistant Vice President

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