View Business Rates

Accurate as of October 16, 2018

Business Interest Checking & Municipal Interest Checking

Minimum BalanceInterest RateAnnual Percentage Yield
$.01 - 9,999.99 .00% .00%*
$10,000.00 - 24,999.99 .10% .10%
$25,000.00 - 49,999.99 .10% .10%
$50,000.00 - 99,999.99 .10% .10%
$100,000.00 - 899,999.99 .40% .40%
$900,000.00 - and over .75% .75%
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The interest rate and APY on your account are variable, set by bank discretion and may change at any time. Interest will be compounded daily and credited monthly. If you close your account before interest is credited you will receive the accrued interest. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day when the bank receives credit for a deposit of non-cash items (for example, checks). You must deposit $20 to open this account. There is a maintenance fee of $5 per month. There is a $.15 charge for each check written. There is a $.07 charge for each item deposited (not drawn on Northwestern Bank). Free complimentary pad of duplicate checks. Check images are safe kept for your convenience.

Keystone High Yield 11

Minimum BalanceInterest RateAnnual Percentage Yield
$.01 - 9,999.99 .00% .00%*
$10,000.00 - 24,999.99 .20% .20%
$25,000.00 - 49,999.99 .20% .20%
$50,000.00 - 99,999.99 .20% .20%
$100,000.00 - 899,999.99 .50% .50%
$900,000.00 - and over .75% .75%
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The interest rate and APY on your account are variable, set by bank discretion and may change at any time. Interest will be compounded daily and credited monthly. If you close your account before interest is credited you will receive the accrued interest. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day when the bank receives credit for a deposit of non-cash items (for example, checks). You must deposit $10,000.00 to open this account. Limit of 6 transfer/withdrawals per statement cycle. Unlimited transfers/withdrawals are allowed if completed in-person at an ATM or Northwestern Bank location. If you exceed the transfer limitations set forth above in any statement cycle, your account will be subject to closure. There is no charge for the first 25 items deposited (not drawn on Northwestern Bank) per statement cycle, each additional item is $.07. There is no monthly maintenance fee or per check charges. Check images are safe kept for your convenience.

Business Statement Savings

Interest RateAnnual Percentage Yield
0.15% 0.15%
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The interest rate on your account is .15% with an annual percentage yield (APY) of .15%. The interest rate and APY on your account are variable, set by bank discretion and may change at any time. Interest will be compounded and credited monthly. If you close your account before interest is credited you will receive the accrued interest. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal balance in the account each day. Interest begins to accrue no later than the business day when the bank receives credit for a deposit of non-cash items (for example, checks). Limit of 6 transfer/withdrawals per statement cycle. Unlimited transfers/withdrawals are allowed if completed in-person at an ATM or Northwestern Bank location. If you exceed the transfer limitations set forth above in any statement cycle, your account will be subject to closure. You will get a monthly account statement, unless there are no transfers in a particular month. In any case, you will get a statement at least quarterly. You must deposit $10 to open this account. There is a monthly minimum balance fee of $2 if the average monthly ledger balance drops below $50.


Additional Account Information

*Stop Payment $30.00 Per Item
*Insufficient Funds Fee $35.00 Per Item Returned
*Overdraft Protection (from Savings) ​$6.00 Per Transfer
Debit/ATM Card Replacement Fee ​​$5.00
Overdrafts ​​​$35.00 Per Item/Withdrawal
Items Deposited that are Returned ​​​​$10.00 Per Item
Money Orders ​​​​​$2.00
Cashier’s Check ​​​​​$5.00
Canadian Checks ​​​​​$5.00
Incoming Wire ​​​​​$15.00
Outgoing Wire ​​​​​$25.00
Foreign Wire ​​​​​$60.00
Wire Domestic Investigation ​$25.00
Wire Foreign Investigation ​​$60.00
Levy / Garnishment ​​​$100.00
Check Printing ​​​​Fees may vary depending on style
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*Does not apply to Savings Accounts
Fees may be charged for overdrafts created by checks, in-person withdrawals, ATM withdrawals, or other electronic means. ​